AFG Suite Terms of Use

Issued 12 December 2017

In these Terms and Conditions of Use, the expressions we, us and our mean Australian Finance Group Ltd ABN 11 066 385 822 (AFG) Australian Credit Licence 389087 and any related body corporate.

Terms and Conditions of Use

By accessing, viewing or otherwise using any part of the AFG Suite, you acknowledge and agree to be subject to these Terms and Conditions of Use, our Privacy Policy and any other notices, disclaimers or terms and conditions contained in the AFG Suite, as amended or modified from time to time (together the Terms and Conditions of Use). If you do not accept our Terms and Conditions of Use you are not authorised to use the AFG Suite or any part of it. Your use of the AFG Suite is also subject to the terms of any agreement that you have entered into with us.

We may at any time vary these Terms and Conditions of Use by publishing the new version in the AFG Suite. By accessing the AFG Suite or any part of it you are deemed to accept the current Terms and Conditions of Use displayed. We reserve any and all rights not expressly granted in these Terms and Conditions of Use.

The AFG Suite and your access to it is governed by the laws applicable in the State of Western Australian and the Commonwealth of Australia. The AFG Suite and the information contained in it may not satisfy the laws of any other country and cannot be relied on by people in a country other than Australia.


If you provide us with personal information when you use the AFG Suite, it may be used to offer or provide you with our services and/or the services of our associates. We may also ask you for feedback. We may not be able to assist you if you do not provide your information. We may need to disclose your information to other organisations which may include organisations that provide products or services used or marketed by us. Our Privacy Policy contains information about how you can access your personal information and request corrections or lodge a complaint.

User IDs and passwords

You agree that:

Links to other websites

The AFG Suite may contain links to websites operated by third parties. We do not endorse or approve the operators of any third party websites or any material on their websites. To the extent permitted by law, we accept no responsibility or liability and give no warranty in any way in respect of third party websites or any goods or services offered to you on any third party websites.

We may receive payments from operators or owners of third party websites in relation to goods or services supplied to you by them.

Third party software

Unless we tell you otherwise, any software you download from a third party website is their product and not ours. We point that out because some products may be subject to a licence agreement between you and them.

To the extent permitted by law, we accept no responsibility or liability in respect of such third party products, provide no warranty, and give no endorsement in respect of such products or any party connected with them. We do, however, welcome your feedback or suggestions concerning them.

No warranty or guarantee

We do not warrant that any information in the AFG Suite is accurate, complete or suitable for your intended use. All information in the AFG Suite is also subject to change without notice.

Access to the AFG Suite may be interrupted or affected by outages, faults, delays and maintenance which may be scheduled or unscheduled.

We do not guarantee that the AFG Suite is free from viruses. You must ensure that that the process which you use for accessing the AFG Suite does not expose you to the risk of viruses or other forms of interference which may damage your own computer system. You must use appropriate anti-virus and security measures when you access the AFG Suite.

Limitation of liability

Subject to any responsibilities which are implied by law and cannot be excluded, neither we, nor any of our employees, agents or officers are liable to you for any losses, damages, liabilities, claims or expenses (including but not limited to legal costs and defence or settlement costs) whether direct or indirect, whatsoever arising out of or referable to the AFG Suite, your use of the AFG Suite or, without limitation, any modification, suspension, failure, malfunction or discontinuance of the AFG Suite – whether in contract, tort including negligence, statute or otherwise.

In any event, our liability for a breach of a condition or warranty implied by law or otherwise is limited to the extent possible, at our option, to:

Copyright and trademarks

The material in the AFG Suite is protected by copyright. Other than for the purposes and subject to the conditions prescribed under the Copyright Act 1968 (Cth), no part of it may in any form or by any means be reproduced, uploaded to a third party, linked to, framed, stored in a retrieval system or transmitted without our prior written permission.

You also must not in any form or by any means commercialise any information, products or services obtained from the AFG Suite without our prior written permission.

The AFG Suite includes registered trademarks owned by us (or our licensors). You must not use any of our trade marks in any way without our prior written consent.